Some friends were sharing a bottle of wine and the conversation turned to remembering someone who had “passed away.” The next thing you know, the friends began listing the euphemisms that we use in our society for death or dying. The list they came up with before the wine bottle was empty is quite lengthy. [...]
Certain Medicaid income and asset standards are adjusted beginning each January in accordance with changes in the SSI federal benefit rate (FBR) and the Consumer Price Index (CPI). Likewise, maximum benefit amounts under the VA Pension Program are adjusted each year based upon the CPI. For 2018 , the new figures are: SSI FBR = [...]
Several weeks ago Jill Schlesinger, CPF, a CBS News Business Analyst, wrote an article entitled “When making long-term care decision, get a second opinion” which was published in several news outlets. You can read the whole article here. The article mentions that 70% of people turning 65 can expect to use some form of long [...]
Families with children, grandchildren or other family members (such as parents) with special needs have unique planning requirements. There are numerous misconceptions in this area that can result in costly mistakes when planning for special needs beneficiaries. Understanding the pitfalls associated with special needs planning is a must for all of us who assist families [...]
There are currently over 25 million veterans alive in the United States. There are over 9 million surviving spouses of veterans currently living in the United States. Many of these veterans and surviving spouses are receiving long term care or will need some type of long term care in the near future, and there are [...]
No one likes to think about the possibility of their own disability or the disability of a loved one. However, as we'll see below, the statistics are clear that we should all plan for at least a temporary disability. The statistics are eye-opening surrounding disability and some of the common disability planning options. Disability planning [...]
In our estate planning practice, we encourage our clients to make important advance decisions as to their own health care. This involves “advance directives” such as designating a Health Care Surrogate (and back-up persons) to make health care decisions if you become incapacitated and can no longer make those decisions for yourself; and, preparing a [...]
Gibbons | Neuman is excited and pleased to announce that Beverly J. White, an Estate Planning and Elder Law Attorney, has joined the firm. Beverly has been practicing in the state of Florida for over 20 years. She is a member of the National Academy of Elder Law Attorneys, The Academy of Florida Elder Law [...]
It is not unusual for someone to name their children, or a niece or nephew as beneficiaries, or contingent beneficiaries on their life insurance policies. Sometimes an employer may offer group life insurance coverage and in haste, the employee names minor children as beneficiaries of that policy. “I want them to have that money for [...]
On September 6th, Gibbons | Neuman held a fundraising event for the Alzheimer’s Association at the Brew Bus in Tampa. Twenty percent of all food and beverage sales during the evening were donated by the Brew Bus. Gibbons | Neuman also held a raffle which raised additional funds. Despite the impending hurricane angst, all that attended had [...]
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