As parents, we’re all too familiar with signing paperwork on behalf of our children—whether it's at the doctor’s office, dentist, or for school and extracurricular activities. But when your child turns 18, things change. They are now legally adults, and as much as we want to continue guiding them, we can no longer step in [...]
One common challenge Medicaid applicants face is having income that exceeds the program’s limit. To address this, two common planning tools are a Qualified Income Trust (QIT) and a Pooled Trust. A QIT is limited in scope—it can only shelter excess monthly income and is restricted to paying for specific expenses like medical or facility-related [...]
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