One of the biggest concerns when it comes to long-term care is how to pay for it. There are several options available to assist with these costs, including long-term care insurance, private pay, Medicare, Medicaid, and Veteran’s Benefits. The key question is: which option is best for your specific needs? Many people assume that Medicare [...]
One common challenge Medicaid applicants face is having income that exceeds the program’s limit. To address this, two common planning tools are a Qualified Income Trust (QIT) and a Pooled Trust. A QIT is limited in scope—it can only shelter excess monthly income and is restricted to paying for specific expenses like medical or facility-related [...]
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